Pros and Cons of Mobile Home

Mobile homes are becoming more popular, and they're often seen as a good alternative to conventional house purchasing. Over 22 million people live in mobile homes in the United States, as they account for 10% of all single-family home beginning purchases. Mobile homes are built in a factory and then placed on a chassis that allows them to be moved anywhere where they will be set up and lived in. The process itself is a huge money-saver. However, there are drawbacks to purchasing a mobile home, and it all depends on one's personal finances, housing, and lifestyle. Let's delve into the pros and cons of mobile home to help you decide whether having one is right for you or not.

What are mobile homes?

Mobile homes are dwelling houses built in factories and then transported to the site where they will be used. They are also known as manufactured homes. In the United States, mobile homes have been regulated by the federal government since 1976 by the Department of Housing and Urban Development (HUD).

The HUD code defines minimum standards for the design and construction of mobile homes. It covers aspects such as transportability, fire safety, energy efficiency, strength and durability of materials used, and size restrictions. All mobile homes built since June 15, 1976, must comply with the HUD code.

What are the Pros of mobile home?

There are many pros of mobile home, and some of them are very clear when you need your own space amid the exploding population.

1. Lower Cost

These structures are often a less expensive alternative to having a custom-built stick-built house built for you. In this manner, mobile homes can assist with the acquisition of housing. Furthermore, because mobile homes typically cost less per square foot than stick-built homes, you can surely get more area for your money.

2. Flexibility

You may take this benefit of the flexibility of mobile homes because mobile homes are usually less expensive than stick-built homes and are only semi-permanent. If you own land, you can put one on it now and remove it later (though removal isn't as simple as it sounds, owing to plumbing connections). If you're uncertain about a location, a mobile home gives you the option of moving it later.

Additionally, if you have an RV, you may wish to purchase a mobile home and place it in an RV park as your permanent residence; this is often less expensive than paying monthly RV park fees indefinitely. That adds another point to the pros of mobile home.

3. Speed of construction

Mobile homes can be built and delivered to a site much faster than a stick-built home. Most mobile homes are built in factories, which helps streamline the construction process. Because they're built indoors, bad weather doesn't delay construction progress as it would for a stick-built home.

4. Warranties are among many pros of mobile home

Mobile homes, like RVs, come with warranties. These warranties typically cover one year for the home itself and two years for its appliances. Six states in the US even have laws requiring dealers to provide a minimum warranty on all new and used mobile homes sold.

5. Spacious

Mobile homes are often more spacious than stick-built homes, which can be advantageous if you have a large family or frequently entertain guests. When it comes to pricing, living in a mobile home may allow you to enjoy amenities that you would not be able to afford otherwise. Because of money, moving into a single-family house or condominium may imply sacrificing certain commodities. At an affordable cost, you can acquire 2-3 bedrooms.

6. Environmentally Friendly

Mobile homes are being built with more and more environmentally friendly materials. They're being planned and constructed to have a low carbon impact, and the majority of them operate on solar power. Most are now Energy Star certified and come standard with energy-saving appliances, lighting, and plumbing fixtures.

Most mobile homes are naturally superior at retaining heat and dissipating it and being Energy Star certified. Why? It's another advantage of the assembly-line approach. When a business produces hundreds of the same specific floorplans, they benefit from the knowledge gained throughout the process and have a more controlled construction for each one. This implies that mobile dwellings are less harmful to the environment.

What are the Cons of Mobile Home?

With the good comes the bad side of everything. Here are some of the cons of mobile home.

1. Depreciation

The previous sections noted that mobile homes are often mass-produced in factories and have a shorter lifespan than stick-built homes, so they may depreciate more rapidly.

2. Limited Resale Value

Because of their depreciation and the stigma attached to mobile homes (despite their many improvements over the years), it can be not easy to resell a mobile home, especially for anything close to what you paid for it.

3. Financing is one of the cons of Mobile home

It can be difficult to finance the purchase of a mobile home because many lenders consider it their personal property, not real estate. You may have to pay higher interest rates and put down a larger down payment than you would for a stick-built home. You may also have difficulty obtaining a conventional mortgage loan at all.

4. Site Restrictions

Mobile homes are usually located in mobile home parks. As such, you may have to pay rent to the park owner in addition to your mortgage payment. You may also be subject to the rules and regulations of the mobile home park, including restrictions on visitors, pets, and noise levels.

5. Damage from Inclement Weather

The underestimated damages are often considered as the cons of mobile home. These structures can sustain more damage from high winds and other inclement weather because they're not as sturdy as stick-built homes. If you live in an area prone to hurricanes or tornadoes, a mobile home may not be the best option for you.

6. Difficult to Move

Though it's possible to move a mobile home, it's not as easy as it sounds. You'll need to disconnect the utilities, remove any skirting, and detach the home from its wheels (if it's a trailer). You may also need to obtain a permit from the local authorities. Once you arrive at your new location, you'll need to set up the home again, which can be a time-consuming and expensive process.


There are pros and cons of mobile home and buying one. Weigh them carefully before making your decision. Living in a mobile home can have its benefits-you get to choose where you want to live, it's affordable, and they come in all shapes and sizes to fit any lifestyle. However, there are some drawbacks as well-maintenance can be tricky if you don't have someone helping you out, weather can take its toll on the exterior of the home, and they can be quite small inside. If you're thinking of buying a mobile home, consider how.

Pros and Cons of Mobile Home

Frequently Asked Questions

What are the disadvantages of a mobile home?

A disadvantage of purchasing a mobile home is that its value will plummet quickly. When a mobile home leaves the factory, it loses almost all of its value. On the other hand, stick-built houses tend to appreciate value over time because the property owner usually owns the underlying land.

How long do most mobile homes last?

While the typical lifespan of a mobile house is 30 to 55 years, you may outlast that number. This is easiest achieved if you do everything to ensure that the installation is done properly, pick an appropriate site, and follow good maintenance procedures.

Is it good living in a mobile home?

Mobile home living might be an excellent alternative if purchasing a house isn't for you. Because mobile homes are so adaptable and inexpensive to run, they're an excellent choice for families and people of all ages, sizes, and professions.

Are mobile homes a good investment?

Mobile homes are a bad investment since they lose value at an alarming rate—much like your automobile does when you drive it off the lot. Investing in a mobile home isn't comparable to buying real estate. Why? Because the land on which the mobile home sits is considered real property, but the property itself is treated as personal property.

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